Financial Literacy Training Manual for New Migrants to Australia

Learn How to Manage, Save, and Grow Your Money in Australia 
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Why Take This Course?

What You’ll Learn

Understanding Australia’s financial system is key to settling confidently in your new home. This course helps new migrants build practical money skills, avoid costly mistakes, and plan for a secure financial future—from everyday banking to long-term savings. 
  How to budget, save, and manage personal finances 
 Opening a bank account and using online banking in Australia 
  Understanding taxes, income, and your obligations 
  Using credit, loans, and managing debt responsibly 
  Recognising scams and understanding your consumer rights 
  Accessing government support and financial assistance programs 
  Building financial resilience and long-term planning 

Who This Course is For

  • Newly arrived migrants and international residents 
  • Families, students, and workers adjusting to Australian life 
  • Community organisations supporting migrant financial education 

What’s Included

8 practical modules 

Covering banking, budgeting, tax, credit, and more

50+ objective quiz questions

To test your understanding

Certificate of Completion 

Tax guidance

For both residents and non-residents

Real-world examples & Tips

For everyday financial life

Easy-to-follow language - no finance jargon 

Downloadable checklists and summaries 

Frequently asked questions

Do I need a finance background to do this course?

No. This course is designed for beginners and migrants new to the Australian financial system.

Will I learn about tax and government payments?

Yes. The course covers how taxation works, your rights and obligations, and what government help you may be eligible for.

Is it available in other languages?

The content is delivered in plain English. Support options and key contacts for multilingual services are also included. 

Why This Matters

Knowing how to manage your money in Australia helps you avoid debt, access support, and plan with confidence. It’s not just about numbers—it’s about feeling secure, independent, and prepared for life ahead. 

Course contents

Get Money-Smart

Start Learning – It’s Free & Practical

Take control of your finances from day one